Money and Trust: Financial Stewardship with Peace

“Honor the Lord with your wealth and with the best part of everything you produce.”

— Proverbs 3:9 (NLT)

Money. It’s such a loaded word, isn’t it?

It can bring joy or stress, freedom or fear. It can stir up shame over past decisions or anxiety about the future. But in its simplest form, money is just one more thing God has entrusted to us. It’s a tool—not a test of our worth, but a window into our priorities.

Stewarding our finances isn’t about having a perfect budget or a certain amount in savings. It’s about choosing trust over fear and tending to what we’ve been given with intention.
Provision as a Partnership

God is our Provider—Jehovah Jireh. And yet, He invites us to participate in that provision with faithfulness. It’s not all up to us… but it’s not completely passive either. There’s a holy middle ground where our effort meets His grace.

Whether you’re working with a little or a lot, stewardship invites you to ask:
How can I honor God with what I already have?

Practical Ways to Tend to Your Finances with Trust

You don’t need a financial degree or fancy software to steward your money well. Just a willing heart, a pen and paper, and the courage to look honestly at where your dollars are going.

1. Create a simple, written budget. Start with the basics: income, fixed expenses, and a few flexible categories. Don’t overcomplicate it. Just give your money a purpose so it’s not slipping through the cracks. A budget isn’t a cage—it’s clarity.

2. Have a monthly “money meeting” with your spouse. Sit down together and talk honestly—no blame, no shame. Review what’s coming in and what’s going out. Look at upcoming expenses. Pray over it together. This builds trust, unity, and peace.

3. Track spending for one week. Carry a little notebook or use your notes app. Write down everything—coffee, groceries, impulse buys. This isn’t to guilt yourself, but to raise awareness. Stewardship starts with knowing where things stand.

4. Give regularly, even if it’s small. Generosity isn’t about the amount—it’s about the posture of your heart. Set aside a portion to give—whether to your church, a ministry, or someone in need. It helps loosen the grip that money can have.

5. Declutter and sell unused items. Sometimes the resources we need are already in our homes—just sitting unused. Selling a few things or cutting back clutter can create margin, both financially and emotionally.

6. Pray over your finances. Before you make a decision—big or small—pause and ask: Lord, is this wise? Is this good? Invite Him into your wallet as much as your worship. It all matters to Him.

When You Need a Verse but Don’t Know Where to Begin

If you’re feeling unsure, overwhelmed, or simply don’t have a favorite verse to lean on yet, here are a few Scriptures to pray through as you seek wisdom and peace in your financial stewardship:

Proverbs 3:9–10 (NLT)

“Honor the Lord with your wealth and with the best part of everything you produce. Then he will fill your barns with grain, and your vats will overflow with good wine.”

Matthew 6:31–33 (NLT)

“So don’t worry about these things, saying, ‘What will we eat? What will we drink? What will we wear?’ …Your heavenly Father already knows all your needs. Seek the Kingdom of God above all else, and live righteously, and he will give you everything you need.”

2 Corinthians 9:7–8 (NLT)

“You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. For God loves a person who gives cheerfully. And God will generously provide all you need…”

Philippians 4:19 (NLT)

“And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.”

Psalm 37:25 (NLT)

“Once I was young, and now I am old. Yet I have never seen the godly abandoned or their children begging for bread.”

Let these words be a steadying place for your heart.

 

When Money Feels Like a Battle

Maybe you’re in a season where there isn’t much extra (or not enough). Maybe debt is weighing you down or your income feels uncertain. Financial stewardship isn’t about having more—it’s about doing the best you can with what you do have.

God doesn’t ask you to multiply what He hasn’t given. He asks you to be faithful with what’s in your hands today.

And He promises to be faithful, too.

There’s a line in the song Jireh that echoes like a prayer over every financial burden, fear, or question:

“Jireh, You are enough.”

Those four words hold so much truth.
Not when the bills are paid.
Not when we feel secure.
But right here, right now—God is enough.

This song reminds us that provision is not just about money.
It’s about identity, peace, and trust in a God who sees, knows, and cares.

“I’ll never be more loved than I am right now…”
“I’m already chosen / I know who I am…”

These lyrics gently unravel the lie that our worth is tied to our wealth.
They remind us that God’s abundance isn’t measured in dollars—but in His presence.

If your heart needs a moment of rest, let this song wash over you.
You can listen here: Jireh – Elevation Worship & Maverick City on YouTube

A Journal Prompt for This Week

Am I making financial decisions from trust or fear? What’s one small shift I can make this week to steward my finances with more peace and purpose?

A Final Word

You don’t need to master money. You just need to approach it with open eyes and a willing heart. The goal is financial peace. It’s freedom to live generously, wisely, and gratefully.

So breathe. Pray. Budget simply. Spend intentionally. Give freely.

And know that God honors the hands that tend His gifts with care.